Binance Online 2026 Live: He Yi and CZ Voice Ambition for 3 Billion Users, Stablecoins Devour $10.5 Trillion in January

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Binance hosted the "Binance Online 2026" online event on May 13 (Taipei Time), attracting over 50,000 pre-registrations and 300,000 concurrent viewers within the first 10 minutes. The 4-hour and 44-minute broadcast featured 16 heavyweight guests—from He Yi, Richard Teng, and CZ sharing their ambition for 3 billion users, to Ripple CEO Brad Garlinghouse blasting Coinbase for "creating a regulatory vacuum by publicly exiting," Solana Foundation Chair Lily Liu throwing out a $100 trillion vision for RWA, Blockstream founder Adam Back recounting that Satoshi didn't know about B-money in his first email, to BlackRock COO Rob Goldstein bluntly stating that "AI is like discovering alien technology on Earth." This livestream essentially summarized the entire crypto narrative for 2026. (Key Takeaway: Binance hosted the "Binance Online" event on May 13, gathering heavyweight speakers from the crypto, finance, and tech sectors.) (Background Supplement: How to invest in the AI gold rush? CZ: Prioritize power and data centers, but keep 80% of funds in Web3.) Let’s start with the numbers from Binance Online 2026: 50,000 pre-registrations, 300,000 concurrent online viewers, 4 hours and 44 minutes of non-stop content, and 16 guest speakers—the scale far exceeded traditional crypto summits, feeling more like a meticulously rehearsed industry manifesto. Late on May 13 (Taipei Time), this livestream was not just an introduction to Binance, but a collective setting of the tone for the 2026 crypto industry: the dream of 3 billion users, a $10.5 trillion stablecoin torrent, an impending regulatory hurricane, and a mysterious cryptographer who had never heard of B-money 30 years ago, all rewriting global financial history. The first speaker to take the stage was Binance Co-Founder He Yi. She skipped the pleasantries and went straight to the number: 3 billion users. "Think big, think crazy," He Yi said, her tone not like someone painting a pie in the sky, but like someone assigning a task. It took Binance five years to reach its first 100 million users; the next 100 million took two years; the next took only 18 months. This curve is not an arithmetic progression; it is exponential acceleration—her subtext was clear: the tipping point for crypto adoption is approaching, and Binance intends to dig its moat as deep as possible before that inflection point. However, He Yi also pointed out that the biggest bottleneck is not technology, but talent density. Compliance, risk control, product, and engineering—every line must pursue two things simultaneously: maintaining the original hardcore execution culture while meeting the increasingly granular requirements of global regulators. She emphasized that Binance's DNA has never changed—user-first, execute first, think later—but now, dressing this DNA in a compliance coat is no less difficult than starting a business from scratch. Her "1 big bet" is AI: enabling retail investors to perform quantitative trading. In the past, institutions crushed individual investors with algorithms, quantitative models, and computing power; the emergence of AI is tearing down this wall. He Yi believes that in the next 18 months, Binance's AI trading tools will be the most critical lever for narrowing the gap between institutions and retail investors. Binance CEO Richard Teng followed, tasked with convincing the world that Binance is no longer the old platform in the "regulatory gray zone." The numbers speak for themselves: licensed in over 20 jurisdictions globally, with over 1,600 compliance personnel, accounting for more than 20% of the global workforce. Teng called Binance the "most regulated exchange," a claim that sounds like an ad slogan but is backed by concrete institutional endorsements. More notably, his transformation narrative is that Binance is evolving from a pure crypto exchange into a multi-asset platform, covering precious metals, petrochemical commodities, US stocks, and 24/7 trading. He cited a figure—1.4 billion people globally remain unbanked, while crypto adoption has climbed from 1% to 7-8%. Teng’s point was clear: the next growth pool is not in developed markets, but in the phones of those 1.4 billion people. Ripple CEO Brad Garlinghouse was the most explosive speaker in Part 1. He didn't warm up; he went straight to naming names. "In January, we were almost at the finish line, but Coinbase publicly exited, creating a vacuum effect, and a massive wave of opposition poured in over the next 3-4 months." Garlinghouse pointed directly at the impact of Coinbase

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