Ditch USDT! Pornhub switches to USDC for payouts, all for a "life insurance policy"?

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Author: Kurumi, Crypto City Pornhub announces stablecoin switch, $USDT officially removed from payout mechanism Adult platform Pornhub has reportedly stopped using $USDT as a payout tool for creators, switching instead to $USDC issued by Circle. According to screenshots of notifications circulating within creator communities, the platform stated that this move is intended to improve the "reliability" of payouts, emphasizing that $USDC is a fully reserved, regulatory-compliant stablecoin. Relevant information indicates that $USDC maintains a 1:1 peg with the US dollar and operates on the ERC-20 network, offering a user experience similar to the previous $USDT. Currently, the official Pornhub creator program page has removed the $USDT payment option, replacing it with $USDC alongside other payment methods such as Paxum, Verge, and Cosmo, indicating that this adjustment has entered the implementation phase. From PayPal withdrawal to stablecoin transition, payment strategy adjusted again Pornhub's adoption of stablecoin payments dates back to 2020, when PayPal stopped providing services to the platform, causing many content creators to face income disruptions. To fill the payment gap, the platform chose to introduce $USDT as an alternative and established infrastructure partnerships with tools in the TRON ecosystem. This model was once seen as a representative case of crypto payment adoption, especially in scenarios where traditional payment systems refuse to serve specific industries, with stablecoins becoming an essential tool for bypassing banks and payment institutions. However, with tightening regulations and increasing market demands for stablecoin transparency, early choices that favored decentralization and efficiency have begun to face re-examination. The switch to $USDC symbolizes a shift in the platform's payment strategy from "usability-first" to "compliance and stability-first." Regulation and trust are key, $USDC emphasizes compliance advantages In its notification, Pornhub mentioned that one of the reasons for choosing $USDC is its compliance with European MiCA regulations and its clearer regulatory framework. This reflects that under global operational pressure, the platform has begun to incorporate compliance as a core consideration for its payment infrastructure. In contrast, while $USDT has long possessed the market's largest liquidity and widespread use cases, its reserve transparency and regulatory positioning continue to attract market attention. For creators who need stable income distribution, the credibility and redeemability of payment assets have become higher priorities than fees or speed. Market observers point out that stablecoin competition is shifting from "who is more usable" to "who is more compliant," especially in application scenarios involving cross-border income and large-scale creator economies, where regulatory clarity will directly influence corporate choices. Stablecoin landscape competition heats up, use cases become a key battlefield Pornhub's pivot also highlights that competition in the stablecoin market is entering a new phase. $USDC has been actively strengthening its relationships with financial institutions and regulators in recent years, attempting to establish an advantage in the institutional market; meanwhile, $USDT continues to maintain its dominant position through liquidity and global scale of use. It is worth noting that the replacement between stablecoins is not a one-way trend. Recently, there have been opposite cases in the market, such as some DeFi protocols switching from $USDC to $USDT due to liquidity or funding support considerations, showing that different application scenarios have significant differences in their demand for stablecoins. In an environment where payments, trading, and asset allocation are gradually merging, stablecoins are no longer just substitutes for on-chain dollars, but part of the financial infrastructure. Pornhub's decision reflects a reality to some extent: when crypto applications truly enter commercial scenarios, stability and compliance are often more decisive than "decentralized ideals." (The above content is excerpted and reprinted with authorization from our partner "Crypto City," original link )

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