뉴스 목록SoFi Launches SoFiUSD Stablecoin Across Ethereum and Solana
Decrypt2026-05-27 16:08:09ETHSOL

SoFi Launches SoFiUSD Stablecoin Across Ethereum and Solana

AI 영향 분석Grok 분석 중...
📄전체 원문· trafilatura에 의해 자동 추출됨2392 자
In brief - SoFi launched SoFiUSD, the first stablecoin issued by a U.S. national bank available directly inside a consumer banking app, accessible to nearly 15 million members. - The token is redeemable 1:1 for U.S. dollars, backed by liquid assets, and runs on the Ethereum and Solana blockchains. - SoFi plans to expand the offering with FDIC-insurable tokenized deposits, 24/7 cross-border transfers, and a listing on institutional crypto exchange Bullish. SoFi Technologies became the first U.S. national bank to make a bank-issued stablecoin available directly within a consumer banking app, it said Wednesday—a move that underscores how rapidly the line between traditional finance and the crypto world is dissolving. The San Francisco-based fintech announced that SoFiUSD, its dollar-pegged digital token, is now available for members to buy, sell, hold, and convert inside the SoFi app—the first time a stablecoin issued by a federally chartered bank has been offered directly on a banking platform. The launch arrives as Congress pushes toward establishing a formal regulatory framework for cryptocurrency in the United States with the Clarity Act—legislation that would, for the first time, set federal rules governing the broader crypto market. Last summer, President Donald Trump signed the GENIUS Act into law, establishing rules specifically focused on issuing and trading stablecoins. "People no longer have to choose between blockchain technology and regulated banking products," said SoFi CEO Anthony Noto, in a statement. "With SoFiUSD, we're giving our members a single place to buy, hold, and pay with digital assets in the same app they already use to save, spend, borrow, and invest." SoFiUSD is redeemable one-to-one for U.S. dollars from SoFi Bank, with the company maintaining liquid assets to back all outstanding tokens. Independent auditors will conduct regular attestations of those reserves. The coin runs on both the Ethereum and Solana blockchains. The company also outlined a near-term roadmap, including plans to let members convert SoFiUSD into tokenized deposits eligible for FDIC insurance, enable low-cost cross-border transfers around the clock, and list the token on the institutional crypto exchange Bullish. Despite the bank-grade backing, SoFi cautioned that SoFiUSD is not itself FDIC-insured—and, like all digital assets, carries the risk of loss.
데이터 상태✓ 전체 내용 추출 완료원문 읽기 (Decrypt)
🔍과거 유사 사건· 키워드 + 종목 매칭6 건
💡 현재 키워드 + 종목 매칭(MVP) 사용 중 · 추후 embedding 의미론적 검색으로 업그레이드 예정
원본 정보
ID:d05636d7a8
출처:Decrypt
발행:2026-05-27 16:08:09
분류:일반 · 도출된 분류 neutral
종목:ETH, SOL
커뮤니티 투표:+0 /0 · ⭐ 0 중요 · 💬 0 댓글