稳定币市场规模达 3220 亿美元，超过 95 个国家的外汇储备

📄完整原文· 由 trafilatura 自动抓取4022 字

At $322 billion, the stablecoin market value exceeds the FX reserves of 95 nations The amount of dollars and other fiat currencies held by users outside traditional banking channels now exceeds the official FX reserves of 95 nations. What to know: - The total market value of stablecoins has reached a record $322 billion, surpassing the foreign exchange reserves of 95 countries, including developed economies like the United Kingdom and Canada. - The data underscores how quickly capital is shifting to digital rails. - While stablecoins are increasingly used for trading, DeFi and cross-border payments, global regulators warn they can accelerate capital flight and currency depreciation in emerging markets. The combined market value of all stablecoins has hit a record high of $322 billion, dwarfing the foreign exchange reserves of 95 countries, including several developed countries. As of now, their combined market cap is bigger than the FX reserves of Poland, Thailand, Mexico, and developed economies such as the United Kingdom, Canada and even the oil-exporting giant United Arab Emirates. In essence, the amount of dollars and other fiat currencies held by users outside traditional banking channels now exceeds the official FX reserves, a sovereign protective cover against external economic shocks, of most nations. Stablecoins are tokenized versions of fiat currencies issued on blockchain. Their values are pegged 1:1 to the U.S. dollar or other currencies such as the euro, yen, Swiss franc and others. Their combined market cap has grown multi-fold in recent years, with most activity concentrated in dollar-pegged coins such as tether The growth is evidence of how fast capital is migrating to blockchain rails. Foreign exchange (FX) reserves are the dollars, euros, yen, and gold that central banks hold as a buffer to stabilize their currencies, pay foreign debts, and finance energy and other imports. Only 14 nations, led by China, Japan, Russia, India, Taiwan and Germany, hold more FX reserves than the market value of stablecoins. Double-edged sword Stablecoins are widely used for trading cryptocurrencies. They allow users to exit volatile tokens without converting back to fiat currencies. For DeFi protocols, they serve as the settlement layer, and for cross-border payments, they provide a faster, cheaper way to move money across borders while bypassing legacy banking channels. "The use of stablecoins in cross-border payments has grown, notably in corridors where legacy correspondent banking is slow or costly," a recently released Bank of International Settlements report said. "Cross-border stablecoin flows have grown substantially since 2022, with particularly pronounced activity in regions experiencing high inflation and exchange rate volatility." But the ease of moving money comes with a risk. Stablecoin transactions can trigger capital outflows, leaving already vulnerable current account deficit countries exposed to fiat-currency depreciation. "Increases in stablecoin flows are associated with subsequent domestic currency depreciation, deviations from covered interest parity and widening wedges between stablecoin-implied and official exchange rates in segmented markets (Aldasoro et al (2026))," the BIS said. "These patterns are consistent with stablecoins enabling circumvention of capital controls and providing a relatively frictionless mechanism for EMDE residents to shift savings into dollar-denominated instruments," the bank added. More For You Tokenized real-world assets firm Ondo Finance announced the unexpected death of founder Nathan Allman on Tuesday, with longtime president Ian De Bode stepping in as CEO. What to know: - Ondo Finance said its founder, Nathan Allman, has died unexpectedly, without disclosing the cause of death. - Ian De Bode, the firm’s longtime president who has overseen strategy, product and daily operations, will become chief executive with the backing of the leadership team. - Allman, a Brown graduate and former member of...

数据状态✓ 已抓取全文阅读原文（CoinDesk）

🔍历史类似事件· 关键词 + 标的比对6 则

2026-05-26

稳定币市值达 3180 亿美元，超过 95 个国家的外汇储备

相似度 380%關鍵字 nations/value/billion

2026-05-17

币安录得 15 亿美元稳定币净流入，市场反应高度敏感

相似度 180%關鍵字 market/stablecoin/billion

2026-05-16

稳定币市值突破 3233 亿美元，单周净流入达 15 亿美元

相似度 180%關鍵字 market/stablecoin/billion

2026-05-10

稳定币市场 7 天内增长 20 亿美元，USDT 维持在 1900 亿美元附近

相似度 180%關鍵字 market/stablecoin/billion

2026-04-22

Tether 在三天內於 Ethereum 上增發 20 億 USDT，為穩定幣市場注入新供應

相似度 150%關鍵字 market/stablecoin/billion

2026-04-21

BIS 官员将 3200 亿美元的 Stablecoin 市场标记为金融稳定隐患

相似度 150%關鍵字 market/stablecoin/billion

💡 目前用关键词 + 标的比对（MVP）· 之后会升级为 embedding 语义搜寻

原始信息

ID：db2cbff971

来源：CoinDesk

发布：2026-05-26 05:16:35

分类：一般 · 导出分类 neutral

标的：未指定

社群投票：+0 / −0 · ⭐ 0 重要 · 💬 0 留言